It’s an unfortunate fact that today many Oklahoma businesses lose assets or go under entirely due to lawsuit damages and other legal vulnerabilities. The good news is that you can protect your investment with general liability insurance, which also protects your employees’ livelihoods.

General liability insurance, also known as commercial liability insurance, covers a wide range of risks, including visitor accidents on your business premises, libel, and errors. Instead of paying judgments or settlements out of your own pocket, your insurance policy covers the cost.

What Does General Liability Insurance Cover?

Business owners enjoy the broad coverage that general liability insurance provides, including protection related to:

• Property damage, including rental properties
• Bodily injuries
• Medical payments
• Injuries resulting from advertising

There are also more specialized types of general liability insurance, such as:

• Errors and omissions insurance, sometimes called professional liability insurance, for businesses where errors can result in serious consequences (attorneys, accountants, architects, engineers, etc.)
• Employment practices insurance, which covers employee rights violations, wrongful termination, and sexual harassment, among other issues
• Directors and officers insurance, in case your business’s officers or directors are found to be responsible for causing damages

Let Our Independent Agents Bring You Peace of Mind

When you’re a business owner, you want to focus on running your company and growing your revenue. Having the right general liability insurance takes away worry, so you can do just that.

Concerned that general liability won’t be enough protection? You can always add a business umbrella policy, which picks up from the cap in your general liability coverage. And of course, we provide other types of business insurance too, including:

• Business property insurance
• Commercial auto insurance
• Workers' compensation
• Bonds

To learn more about what type of general liability insurance is right for your business, give the independent agents at J. K. Meadors & Co a call at 405-377-0000. We offer fantastic personalized service with a tailored approach, and we have many more business insurance products than you’ll find with a big insurance company. You’re also welcome to reach out any time online to start a quote.

Get a Free Commercial Liability Insurance Quote